Hi good day my name is abdulrazak abdulrahman abubakar from techie youth yola adamawa Nigeria to the i want to share my experience that i learned in techie youth today i want to talk about financial awareness and financial management financial awareness is the ability to use knowledge and skills to effectively manage financial resources efficiently at a personal level and through the life cycle. And financial awareness and financial management it talk about the vast majority of people have no idea how much they pay in expenses and how much money they actually earn at the end of each work day after accounting for expenses. Thank you that what i learned from techie youth.